Montgomery County Homes under $400,000

Montgomery County Homes under $400,000

Welcome to Montgomery County, North Carolina—a hidden gem that perfectly blends serene rural charm with vibrant community spirit. Nestled in the heart of the state, Montgomery County is renowned for its breathtaking landscapes, rich history, and warm hospitality. Whether you’re drawn to the picturesque views of the Uwharrie National Forest or the tranquil shores of Lake Tillery, this county offers an idyllic backdrop for a fulfilling lifestyle.

For those seeking a place to call home, Montgomery County boasts an impressive selection of homes priced under $400,000. This affordability makes it an attractive option for first-time buyers, families, and retirees alike. Here, you can find charming single-family homes, cozy cottages, and spacious properties that cater to various tastes and needs. With such a diverse housing market, you’re sure to discover a place that feels just right for you.

Living in Montgomery County means embracing a lifestyle filled with outdoor adventures, from hiking and fishing to boating and camping. The community is also rich in cultural experiences, with local festivals, farmers' markets, and historical sites that celebrate the area’s heritage. Residents enjoy a slower pace of life, where neighbors become friends and every day feels like a breath of fresh air.

If you’re ready to explore the possibilities of homeownership in Montgomery County, North Carolina, there’s never been a better time to invest in your dream home. With a vibrant community, beautiful landscapes, and homes under $400,000, your perfect sanctuary awaits!

Newest Montgomery County Homes under $400,000

334 Beane Road, Seagrove
$225,000
2 Beds ⋅ 1 Baths ⋅ 1237514 MLS
Cute brick ranch in the countryside of Seagrove on 1.5 acres. Offering 2bdrms, 1 full bath. Kitchen has been updated along with roof & floors. Living room is cozy with wood burning fireplace. Bathroom updated with new tile. Enjoy a covered porch area & sitting area off back. Large flat backyard w/ multiple buildings. Two apple trees, two persimmon trees, and many pecan trees, all producing fruit. Attached carport & an additional detached carport. At $225K, you should check it out. Close proximity to Greensboro, Asheboro, and High Point.

334 Beane Road, Seagrove
865 Windblow Road, Jackson Springs
$334,900
4 Beds ⋅ 2 Baths ⋅ 1237197 MLS
Let us show you how we can save you hundreds a month compared to market rates! USDA eligible with potential 100% financing for qualified buyers, subject to lender and USDA approval. BRAND NEW!! New construction. Over 2000 square feet, over an acre. Jackson Springs is the home that feels like a getaway. Peaceful Sandhills living with room to breathe, while still being close to Pinehurst, Seven Lakes, golf, lakes and every day conveniences. Open floor plan concepts, spa inspired bathrooms, abundant cabinetry and more! Best for those looking for more land, more privacy and a quieter pace of life.Seller paid financing incentive of $7000 available with acceptable offer that will buy down rate and LOWER MONTHLY PAYMENTS for the first five years.

865 Windblow Road, Jackson Springs
875 Windblow Road, Jackson Springs
$339,900
5 Beds ⋅ 3 Baths ⋅ 1237212 MLS
Let us show you how we can save you hundreds a month compared to market rates! USDA eligible with potential 100% financing for qualified buyers, subject to lender and USDA approval. BRAND NEW!! New construction. Over 2000 square feet, over an acre. Jackson Springs is the home that feels like a getaway. Peaceful Sandhills living with room to breathe, while still being close to Pinehurst, Seven Lakes, golf, lakes and every day conveniences. Open floor concept, spa inspired bathroom, abundant cabinetry and more! Best for those looking for more land, more privacy and a quieter pace of life.Seller paid financing incentive of $7500 available with acceptable offer that will buy down rate and LOWER MONTHLY PAYMENTS for the first five years.

875 Windblow Road, Jackson Springs
869 Windblow Road, Jackson Springs
$334,900
4 Beds ⋅ 2 Baths ⋅ 1236907 MLS
Let us show you how we can save you hundreds a month compared to market rates! USDA eligible with potential 100% financing for qualified buyers, subject to lender and USDA approval. BRAND NEW!! New construction. Over 2000 square feet, over an acre. Jackson Springs is the home that feels like a getaway. Peaceful Sandhills living with room to breathe, while still being close to Pinehurst, Seven Lakes, golf, lakes and every day conveniences. Best for those looking for more land, more privacy and a quieter pace of life. Open floor concept, spa inspired bathrooms, abundant cabinetry and more! Seller paid financing incentive of $7000 available with acceptable offer that will buy down rate and LOWER MONTHLY PAYMENTS for the first five years.

869 Windblow Road, Jackson Springs
230 Sugar Loaf Road, Troy
$240,000
2 Beds ⋅ 2 Baths ⋅ 1237316 MLS
Discover the possibilities at 230 Sugar Loaf Road! Set on approximately 9.80 acres in the Pointe South area near Lake Tillery, this property offers privacy, rolling terrain, mountain views and room to enjoy the outdoors. The 2-bedroom, 1.5-bath manufactured home features approximately 1,084 heated square feet, a living room, kitchen and separate office for work or hobbies. An electric range, oven, refrigerator, washer and dryer are included. A detached carport provides covered parking, while the workshop offers space for projects, tools, equipment or storage. An installed well and septic system and a heat pump provide daily convenience. Boat ramp access adds to the appeal for those who enjoy the Lake Tillery lifestyle. Whether you envision a full-time home, quiet getaway or acreage to make your own, this property offers space and flexibility in a country setting. Bring your ideas and explore the potential of this home and land, with room to create the retreat you've been searching for.

230 Sugar Loaf Road, Troy
103 Brit Lane, New London
$162,000
1 Beds ⋅ 1 Baths ⋅ 1236655 MLS
Amazing lake views and a 2024 camper with remaining manufacturer warranty, permanently set up in the gated waterfront community of Badin Shores Resort! Fully furnished—even the TVs remain—this camper is truly move-in ready. The spacious interior features a center island with sink, full-size double-door refrigerator, microwave, abundant cabinetry and pantry. Relax on the sofa that converts to a bed, cozy up by the electric fireplace, or unwind in the dual recliners while enjoying the stunning lake view through large windows. Private bedroom features a king-size bed, built-in storage and large closet. Washer/dryer combo included. Bathroom offers a step-in shower. Outside, enjoy the large concrete pad and generous patio space. Features include Arctic 4-Season Protection Package, tankless water heater, 50 AMP Progressive Industries Surge Protector and added underbelly insulation. All you need to do is move in and start enjoying lake life!

103 Brit Lane, New London
324 E Main Street, Candor
$250,000
3 Beds ⋅ 2 Baths ⋅ 1236309 MLS
Welcome to 324 E Main Street in Candor! This inviting, move-in-ready home offers timeless character, spacious living, and plenty of potential, situated on two lots totaling approximately 1.46 acres. Inside, you'll find generous living areas filled with natural light from abundant windows, creating a bright and welcoming atmosphere. The impressive double-sided wood-burning fireplace serves as a warm focal point, perfect for cozy evenings and entertaining. Enjoy your morning coffee in the bright sunroom, or step outside to appreciate the expansive property. A wired building provides additional versatility for a workshop, hobbies, storage, or personal projects. With its unique features, spacious layout, and generous acreage, this home offers comfort and flexibility in the heart of Candor. Schedule your private showing today!

324 E Main Street, Candor
169 Marina Drive, New London
$175,000
1 Beds ⋅ 1 Baths ⋅ 1235830 MLS
Your little log cabin getaway at Badin Lake is calling! Located in gated Badin Shores Resort, this park model home is full of character with natural wood throughout, vaulted ceilings, a loft, granite countertops, one bedroom and a full bath. Enjoy lake views and being within walking distance of the water, then kick back on the screened porch after a day at the lake. This property also includes an additional “A” lot, giving you more space than many with no home directly behind you. Badin Shores offers lake access with boat ramp and day slips, plus a pool, beach, boardwalk, putt-putt, playground and more. Grab dinner at the restaurant right down the street or spend the day on the water. Whether it’s a weekend getaway or your own little spot at Badin, this one is ready for you! See agent only remarks.

169 Marina Drive, New London
122 Eagle Drive, New London
$81,000
1 Beds ⋅ 1 Baths ⋅ 1235566 MLS
Enjoy lake life in this 2016 Bay Hill by Evergreen 5th wheel featuring a unique and functional floor plan. The rear kitchen offers abundant cabinetry and storage, a spacious pantry, dishwasher, full-size mounted microwave and full-size stainless steel refrigerator. Relax in the inviting living area with a cozy electric fireplace. The bath features a step-in shower, and the sellers recently added a washer and dryer in the laundry closet. The bedroom accommodates a queen-size bed and offers a spacious closet plus additional storage throughout. Enjoy a lake view from the bedroom window that gets even better in the winter months. New underpinning/skirting and steps were added in 2026. A storage building just outside is perfect for lake toys and gear. Resort amenities include a pool, sandy beach, fishing pier, boat ramp, sports courts, putt-putt, playgrounds, clubhouse and more, plus an active year-round events calendar.

122 Eagle Drive, New London
114 Pine Street, New London
$69,900
2 Beds ⋅ 1 Baths ⋅ 1234942 MLS
Opportunity awaits at Badin Shores Resort! This 1988 camper with screened porch is ready for a buyer with vision. Renovate and personalize the existing camper for an affordable lake getaway, or remove it and take advantage of the spacious deeded lot to create something new. The location is a standout, with easy access to the swimming pool, sports courts, putt-putt and other popular resort amenities. Spend your days enjoying Badin Lake, the sandy beach, fishing pier, boat ramp, playgrounds, clubhouse and more. Whether you're searching for a fun fixer-upper, weekend retreat or a lot with future potential, this property offers a great opportunity to enjoy the resort lifestyle year-round.

114 Pine Street, New London
132 Putt Putt Lane, New London
$124,900
2 Beds ⋅ 1 Baths ⋅ 1235510 MLS
Welcome to Putt Putt Lane, where this little slice of lake-life heaven sits right beside the common grassy area and backs up to the pond—giving you that hard-to-find feeling of extra space, privacy, and freedom inside the resort! The meticulously maintained 2018 Sandpiper camper features two separate bedrooms, a full kitchen, and a comfortable living area. And trust me—you’ll forget this home even has wheels! Thoughtfully decorated and fully equipped for simple, easy lake living, it’s ready for weekends, summer getaways, or making Badin Shores your happy place. Even better? The camper was inspected and the roof professionally sealed in May 2026, giving you one less thing to worry about. Pack the lake bag, grab the golf cart—or your roller skates —and come see why Putt Putt Lane is the place to be!

132 Putt Putt Lane, New London
346 ONVIL Road, Mount Gilead
$295,000
3 Beds ⋅ 2 Baths ⋅ 1235376 MLS
Welcome home to this beautifully remodeled 3-bedroom, 2-bath ranch nestled in a peaceful country setting. Enjoy total peace of mind with a brand-new roof, new windows, new plumbing, and a freshly updated HVAC system for year-round comfort and efficiency.Step inside to find new flooring running throughout. This home features a classic wood-burning fireplace, stunning, completely updated kitchen, boasting all-new stainless steel appliances, new cabinetry, and beautiful butcher block countertops. The countertops are awaiting final finishing, offering a wonderful opportunity for the new owner to add their own personal touch. Situated on two lots totaling approximately 2.5 acres, this property offers incredible space and flexibility. Exterior amenities include an attached carport with a dedicated storage room, plus a wired outbuilding. (note: outbuilding wiring needs to be connected to the main power lines). Don't miss this move-in-ready gem with plenty of room to roam.

346 ONVIL Road, Mount Gilead
Start Your Search